From contractors to coffee shops. We build comprehensive insurance packages that safeguard your assets, your employees, and your reputation.
Running a business in Arizona comes with unique rewards and risks. Whether it's a customer slipping in your store, an employee getting injured on a job site, or a company vehicle causing an accident, the financial fallout can be devastating without the right net.
At Howard Castle Insurance, we don't believe in "cookie-cutter" commercial policies. We analyze your specific industry—whether you are in construction, retail, hospitality, or professional services—to close coverage gaps that could leave you exposed.
Your business is unique. We mix and match these core policies to create a shield around your specific operations.
The foundation of protection. Covers you if a customer slips in your store, or if you accidentally damage a client's property while working on-site.
Mandatory in Arizona once you have one employee. Pays for medical care and lost wages if an employee gets hurt on the job, and protects you from lawsuits.
Personal auto policies exclude business use. Whether you have one work truck or a fleet of vans, this covers liability and physical damage for vehicles used for work.
A cost-effective bundle for small to mid-sized businesses. It combines General Liability with Commercial Property coverage (for your building, tools, and inventory) at a discount.
For consultants, realtors, and advisors. Covers you if a client claims your advice or mistake caused them a financial loss (something General Liability does not cover).
If you store customer data (credit cards, addresses), you are a target. This covers the costs of data breach notification, legal fees, and restoring your reputation after a hack.
Insurance is a significant overhead cost. We help you control it by finding discounts and structuring your policy correctly so you aren't paying for coverage you don't need.
We shop top carriers including
Have questions? Need a quote? We're here to help. Reach out and let's find the perfect coverage for you.
Mon-Fri: 8:00 AM - 5:00 PM MST
Saturday & Sunday: Closed
Gilbert, Arizona
Proudly serving all of Arizona
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