Howard Castle Insurance - An IPA Agency
Arizona's RV & Motorhome Specialists

Your Home on the
Open Road

Whether you're exploring the Mogollon Rim or parking for the winter in Mesa. We protect your rig, your gear, and your lifestyle with specialized coverage.

More Than Just a Big Car

An RV is a unique hybrid—part vehicle, part home. A standard auto policy often falls short, missing critical protections for your plumbing, appliances, and personal belongings.

At Howard Castle Insurance, we understand the specific risks of Arizona RVing, from tire blowouts in the desert heat to campsite liability. Whether you have a luxury Class A, a nimble Class B, or a Fifth Wheel, we build a policy that travels with you.

Motorhomes, Travel Trailers & 5th Wheels
Full-Timer Coverage Available
Vacation Liability
RV Camping in Arizona
Specialized Protection

Coverage Built for the Journey

Standard auto insurance doesn't account for awnings, satellites, or campsite accidents. Our specialized RV policies do.

Total Loss Replacement

Vital for new RVs. If your unit is totaled in the first few years, this replaces it with a brand new model, rather than paying the depreciated value.

Vacation Liability

When you park at a campsite, your RV becomes a home. This covers you if someone is injured in or around your RV while it is parked off the public roads.

Personal Effects

Covers your clothes, laptops, camping gear, and other belongings inside the RV. Standard policies often have very low limits for personal items.

Emergency Expense

If your RV breaks down more than 50 miles from home, this pays for hotels and transportation so you aren't stranded on the side of the highway.

Full-Timer's Liability

For those who live in their RV full-time (or extended snowbird stays). This acts much like comprehensive homeowner's liability coverage.

Pest Damage Protection

A must-have for Arizona storage. Standard policies exclude damage from rodents or birds, but specialized policies can cover chewed wires and nests.

Lowering Your Premium

Owning an RV is an investment. We help you protect that investment while keeping your monthly costs manageable through smart discounts and usage-based options.

Common RV Insurance Questions

We shop top carriers including

GEICO Liberty Mutual Progressive Nationwide The Hartford National General Auto-Owners State Auto Travelers Safeco The General Mercury Acuity AmShield Stonegate Steadily Selective Root Openly West Best BTIS American Modern Aegis Homeowners of America Personal Umbrella Pie Insurance CNA Surety Branch Clearcover Commonwealth Covercube Dairyland Haggerty Johnson Johnson Insurance Lemonade Pacific Specialty GEICO Liberty Mutual Progressive Nationwide The Hartford National General Auto-Owners State Auto Travelers Safeco The General Mercury Acuity AmShield Stonegate Steadily Selective Root Openly West Best BTIS American Modern Aegis Homeowners of America Personal Umbrella Pie Insurance CNA Surety Branch Clearcover Commonwealth Covercube Dairyland Haggerty Johnson Johnson Insurance Lemonade Pacific Specialty
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Have questions? Need a quote? We're here to help. Reach out and let's find the perfect coverage for you.

Contact Information

Business Hours

Mon-Fri: 8:00 AM - 5:00 PM MST

Saturday & Sunday: Closed

Location

Gilbert, Arizona

Proudly serving all of Arizona

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