Your landlord protects the building, but not what's inside. We help you protect your electronics, furniture, and wardrobe for less than the cost of a takeout dinner.
Many renters in Arizona believe their landlord's insurance policy covers their belongings in the event of a fire or flood. Unfortunately, that policy only covers the physical structure of the building.
At Howard Castle Insurance, we can help bridge that gap. Renters insurance doesn't just replace your TV or laptop; it provides liability protection if someone is injured in your home and covers your living expenses if your apartment becomes uninhabitable.
It's more than just protecting your clothes and couch. Renters insurance provides a financial safety net for your life.
Covers the cost to repair or replace your belongings—electronics, furniture, clothes, and jewelry—if they are damaged by fire, theft, or vandalism.
Protects you if you are sued for accidentally injuring someone or damaging their property. This can include legal fees and court judgments.
If a covered disaster (like a fire) makes your rental uninhabitable, this pays for hotel bills, restaurant meals, and other temporary living expenses.
Did you know your policy covers your stuff even when it's not at home? If your laptop is stolen from your car or hotel room, renters insurance can help.
Covers minor medical bills for guests who are injured on your property, regardless of who was at fault, helping you avoid a lawsuit.
We recommend "Replacement Cost" coverage. This pays to buy a brand new item, rather than just paying you the depreciated "garage sale" value of your old one.
Renters insurance is already one of the most affordable policies you can buy. But with Howard Castle Insurance, we can often make it virtually free by combining it with your auto policy.
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Have questions? Need a quote? We're here to help. Reach out and let's find the perfect coverage for you.
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Gilbert, Arizona
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