Terms and Conditions

1. Acceptance of Terms

By visiting or using this Site, you accept and agree to be bound by these Terms, including any updates or modifications we make from time to time. We may update, modify, or revise these Terms at any time by posting the changes here. Your continued use of the Site after such changes constitutes your acceptance of the new Terms.

2. Use of the Site

You agree to use the Site responsibly and lawfully. You agree not to:

• Use the Site for any unlawful purpose.
• Upload, post, or transmit any content that is harmful, offensive, defamatory, or infringes on the rights of others.
• Attempt to gain unauthorized access to any part of our systems or networks.
• Interfere with or disrupt the operation of the Site.

We reserve the right to restrict or terminate your access to the Site at any time for any reason.

3. Intellectual Property

All content on the Site, including text, graphics, logos, images, and software, is owned by or licensed to us and is protected by copyright, trademark, and other intellectual property laws.

You may view, download, and print material from the Site for your personal, non-commercial use only. Any other use, including reproduction, distribution, or modification, without our written consent is prohibited.

4. Disclaimer of Warranties

THE SITE AND ALL CONTENT, SERVICES, MATERIALS, AND INFORMATION PROVIDED ON OR THROUGH THE SITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF ACCURACY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT.

YOUR USE OF THE SITE IS AT YOUR OWN RISK.

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL WE, OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE — EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

6. Third-Party Links

The Site may contain links to third-party websites that are not owned or controlled by us. We are not responsible for the content, privacy practices, or policies of those external sites. Your interactions with third-party websites are at your own risk.

7. User-Submitted Content

If you submit content, comments, or other materials to the Site, you grant us a perpetual, worldwide, royalty-free, non-exclusive license to use, copy, modify, publish, and distribute that content in any form.

You represent and warrant that you own or have the necessary rights to submit such content and that it does not violate any third-party rights or applicable laws.

8. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy for details on how we collect, use, and protect your information.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the Philippines. Any dispute arising out of or relating to these Terms will be resolved exclusively in the courts of the Philippines.

10. Contact Information

If you have any questions about these Terms, please contact us at: