From custom estates in Stone Canyon to active living in Sun City. We provide sophisticated coverage for your home, lifestyle, and legacy.
Oro Valley is consistently ranked as one of the safest and best places to live in Arizona. With the majestic Santa Catalina Mountains as a backdrop, residents enjoy world-class golf, hiking, and a quiet, upscale lifestyle.
At Howard Castle Insurance, we understand that homes in communities like Rancho Vistoso and La Reserve are more than just structures—they are high-value assets often filled with custom finishes and collections. We're experts in insurance portfolios that cover everything from your golf cart to your Casita, ensuring your retirement or family life remains uninterrupted.
Whether you're on the fairway or hiking the trails, we ensure your assets are protected against the unexpected.
Standard policies may not cover the true replacement cost of custom stone work, tile roofs, or high-end appliances found in Stone Canyon homes.
Check RatesUsing your cart to visit neighbors or go to the club? A specialized LSV (Low Speed Vehicle) policy provides the liability coverage a home policy excludes.
Get CoveredProtect your daily driver or that weekend convertible. We offer "Agreed Value" coverage for classic cars often found in Oro Valley garages.
Check RatesLiving on a fairway in El Conquistador or Stone Canyon is beautiful, but stray golf balls can cause damage. We ensure your policy covers broken windows and that your liability protects you if a golfer is injured on your property.
Oro Valley is teeming with wildlife like javelina and bobcats. Comprehensive auto coverage protects you if you hit an animal on Oracle Road. Home policies can cover damage if a wild animal breaks into your structure.
Many Oro Valley homes are built near natural washes for the view. During heavy monsoons, these banks can erode. Flood insurance is critical as standard policies exclude flood damage and land movement.
High net worth individuals are targets for lawsuits. An umbrella policy offers an extra $1M-$5M in liability protection, safeguarding your retirement savings and assets from legal claims.
Don't leave your legacy to chance. Contact our experts for a personalized insurance review.
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Gilbert, Arizona
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