From Victorian homes near the Plaza to cabins in the pines. We specialize in coverage that respects history and defends against wildfire.
Prescott is unique in Arizona. With its four distinct seasons, famous Courthouse Plaza, and hundreds of historic Victorian homes, it offers a quality of life that attracts retirees and families alike. But living amongst the pines brings specific insurance challenges.
At Howard Castle Insurance, we understand the Quad Cities market. We know that a home in the Hassayampa requires different underwriting than a cabin in Groom Creek.
We navigate the complexities of mountain insurance so you don't have to.
Protecting everything from 1900s Victorians downtown to new builds in Prescott Lakes. We verify coverage for older electrical and plumbing systems.
Check RatesDeer, elk, and icy roads on Hwy 69 or 89A create hazards. We ensure you have comprehensive coverage and roadside assistance for mountain driving.
Check RatesSupporting the shops on Whiskey Row and local contractors. We offer General Liability, Workers Comp, and Business Owners Policies (BOP).
Get a QuoteLiving with roommates? Standard policies might not cover everyone in the house automatically. We help structure your renters insurance to ensure your specific belongings are protected, regardless of who you live with.
Standard policies insure based on "Reconstruction Cost" using modern materials. For a Victorian home, you need coverage that pays to restore original woodwork, plaster, and period details.
Prescott is a tourist hotspot. If you rent out a cabin or guest house, a standard homeowner policy excludes business activity. We provide policies specifically for short-term rentals that cover guest liability and loss of income.
Snow accumulation can lead to roof damage or ice dams. We recommend verifying your policy includes "Weight of Ice and Snow" coverage, which is often optional or excluded on basic Arizona policies.
Don't let wildfire risk or historic zoning leave you uninsured. Get expert advice today.
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Have questions? Need a quote? We're here to help. Reach out and let's find the perfect coverage for you.
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Saturday & Sunday: Closed
Gilbert, Arizona
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